Overview

Elite home covers with 4 plans to choose from extensive benefits include all-risks home and contents cover, coverage extension to antiques and painting, Burglary, and Public liability cover.

Elite Home Package is our most comprehensive packaged home coverage for protection in any situation. It is an all-risks cover for building (include foundation) and contents.

You can rest assured knowing that you are well protected. Optional coverage may extend to cover your valuable items such as antiques, paintings, jewelry and watch.

Benefits*

All-risks cover for building and household contents

Your building including foundation and household contents are covered for all risks, subject to policy terms and conditions. If a break-in occurs, theft covers give you the maximum of THB 500,000 limit per occurrence.

Protect against public liability

You could be covered for up to THB 2 Million against personal liability if you and your family are held legal liable for accidental injury or property damage to a third party

Help after a loss

Damage to your home could mean additional cost for alternative accommodations. We help with your temporary housing expense of up to THB 500,000

Who it is for

Owners of executive home, private home who want premium home cover plan for high-value items.

Coverage*

Coverage	Elite I	Elite II	Elite III
All Risk Such as Fire, Lightning, Water Damage, Windstorm, Earthquake, etc. (Cover every perils which are not in the exclusion)	3,000,000-10,000,000	10,000,001-20,000,000	20,000,001-30,000,000
Flood (Maximum Indemnity and rating will be varied by location of risk)	Minimum 100,000 - 2,000,000 Baht Not exceeding 10% of Sum Insured

Coverage

Elite I

Elite II

Elite III

All Risk

Such as Fire, Lightning, Water Damage, Windstorm, Earthquake, etc. (Cover every perils which are not in the exclusion)

3,000,000-10,000,000

10,000,001-20,000,000

20,000,001-30,000,000

Flood

(Maximum Indemnity and rating will be varied by location of risk)

Minimum 100,000 - 2,000,000 Baht

Not exceeding 10% of Sum Insured

Item	Optional coverage*
1	Antiques and Paintings Limit per item/Limit in aggregate	20,000/200,000	40,000/400,000	60,000/600,000	100,000/1,000,000
2	Landscaping, Gardening and Growing Trees	100,000	200,000	300,000	500,000
3	Electrical Injury	200,0000	500,000	700,000	1,000,000
4	Temporary Accommodation Expenses. Limit per day/Limit in aggregate 90 days	2,000/100,000	3,000/200,000	5,000/300,000	10,000/50,000
5	Temporary Removal / Storage Expenses. Limit per month/Limit in aggregate 3 months	2,000/6,000	3,000/9,000	5,000/15,000	10,000/30,000
6	Damage of Personal Belongings. Limit per person/ Limit in aggregate	10,000/50,000		20,000/100,000
7	Debris Removal Expenses	10% of Sum Insured
8	Professional Fees	10% of Sum Insured
9	Fire Extinguishing Expenses	10% of Sum Insured
10	Fire Prevention Expense. Limit per occurrence / Limit in aggregate	5,000/10,000
11	Burglary, Robbery, Gang Robbery and Theft within premise. (Limit per occurrence)	100,000	200,000	300,000	500,000
12	Damage of premises by Burglary or Robbery such as door, window (Limit per occurrence)	40,000		80,000
13	Loss of Jewelry and Watch due to Burglary, Robbery, and Gang Robbery with in premise and outside premise while traveling within Thailand (Deductible 2,000 Baht per each one every occurrence) Limit per item/ Limit in aggregate	20,000/200,000
14	Plate Glass Insurance	100,000		200,000
15	Public Liability Insurance Personal Liability Personal Medical	1,000,000 10,000		2,000,000 20,000

Additional Coverage

Burglary, Robbery, Gang Robbery and Theft within premise

Maximum Sum Insured is limited to 100% of furniture, fixtures, and household contents sum insured
Plate Glass InsuranceMaximum Sum Insured is limited to 100% of plate glass actual value.

Optional coverage

Golfer’s Indemnity (Limit of Liability per Household)
Third Party Liability 1,000,000
Golf Equipment
Limit per item 10,000
Limit in aggregate 100,000
Annual Premium 2,250
(subject to vat and stamp duty)

*Note
- All benefits, coverages and sum insured are subject to the policy terms, conditions, exclusions and to the limits indicated under the selected plan (if any).

- Please ensure you read carefully and understand the insurance coverages and conditions prior to making a decision.

Overview

Benefits*

Coverage*

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Elite Home (Home Insurance) - AIG Thailand